French bank Societe Generale has said it will boost its financial safety net as it reported earnings which beat analysts' forecasts.
The bank will plough more profit into its capital base - the buffer it keeps to absorb surprise losses.
It is now targeting a tier-1 capital ratio of 11% by the end of 2016, having already beaten its current 10% target.
SocGen reported second-quarter net income of €1.35bn ($1.5bn; £943m) and revenue of €6.87bn.
Analysts had estimated net income of €969m and revenue of €6.13bn.
France's second-biggest listed lender said it planned to save another €850m in costs by 2017 on top of its annual target this year of €900m.
Following in the footsteps of other large banks, it set aside €200m against potential litigation.
Its French retail bank's revenue rose 4.2% as the economy improved, while investment banking sales advanced by 16.6%, helped out by a weak euro and stronger demand for share deals as stock markets rally.
SocGen shares jumped 7% in early trading in Paris.
